With both spouses working in most homes these days, child care has become a major decision for families. It can be a nerve-wracking choice to make because it involves the welfare of your child, but rising child care costs also make it a significant financial commitment.
For some couples, the price of child care forces one spouse back into the home because it is not economical for them to work. This is typically the biggest hurdle families encounter when lining up child care. It just doesn’t make financial sense to go back to work, when you’re just signing your paycheck over to someone else at the end of the day. Here are some tips on affordable child care options for you and your family.
The least expensive form of child care is also usually the best for the child. Grandparents or other family members who are willing to watch your child are far better than a nanny or a child care facility full of strangers. The child will be more comfortable because they are already familiar with the caregiver and this gives them time to bond with family members they may not otherwise see often. This also protects your child from the instability of rotating caregivers at commercial facilities. Studies have suggested that unpredictability in child care may lead to increased depression and anxiety in childhood.
Hiring a nanny to work or live in your home is another popular child care option. While this practice has become a bit controversial in the media with all the “nanny-cam” scandals, most nannies are responsible and will do a great job caring for your child. Of course, check the references of any prospective nanny and do not use them if you see anything that gives you a reason for concern. There are many other qualified nannies out there to choose from, so you do not have to take chances on questionable references. You may even be able to find a nanny through a child care worker placement agency. Look for an agency that performs reference and background checks on all of its employees.
If you have decided that child care outside of the home is best for you and your child, call around to a few facilities and do an informal phone interview with each. Ask questions about the number of children per teacher, policies on food, activities planned for the kids, and how much everything will cost. If your child has any medical conditions or food allergies, now is a good time to ask how those will be handled.
Once you are satisfied with the answers to your phone question, go out and visit the child care centers to inspect the safety and cleanliness of the facilities. Look around to make sure the ratio of children per instructor matches what you were told on the phone. Also, observe the children as they are playing to make sure they look like they are happy and having fun. You want your child to enjoy his or her time at the child care center, not resent it. Another good way to find a quality child care facility is to ask around the neighborhood for recommendations. Find other parents with children the same age as yours and find out where their kids are going for child care.
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